Privacy Policy

1. Introduction

Wander Quotes ("we," "our," or "us") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website wander-qoutes.com or use our financial education services.

By using our services, you consent to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Personal Information

We may collect personally identifiable information that you voluntarily provide, including:

• Name and contact information (email address, phone number, mailing address)
• Payment and billing information
• Course preferences and educational background
• Communication history with our support team
• Survey responses and feedback

2.2 Automatically Collected Information

When you visit our website, we may automatically collect:

• IP address and location data
• Browser type and version
• Pages visited and time spent on site
• Referring website information
• Device information and operating system

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. For detailed information about our cookie usage, please refer to our Cookie Policy.

3. How We Use Your Information

We use your personal information for the following purposes:

• Providing and improving our financial education services
• Processing course enrollments and payments
• Communicating with you about courses and services
• Sending newsletters and marketing materials (with consent)
• Conducting research to improve our offerings
• Complying with legal obligations
• Protecting against fraud and ensuring security

4. Legal Basis for Processing (UK GDPR)

Under UK GDPR, we process your personal data based on the following legal grounds:

• Contract Performance: Processing necessary to fulfill our service obligations
• Legitimate Interests: Improving services, security, and business operations
• Consent: Marketing communications and non-essential cookies
• Legal Compliance: Meeting regulatory and legal requirements

5. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information. We may share your information only in the following circumstances:

5.1 Service Providers

We may share information with trusted third-party service providers who assist us in:

• Payment processing
• Email marketing services
• Website analytics
• Customer support
• Course delivery platforms

5.2 Legal Requirements

We may disclose your information if required by law or in response to valid legal requests from public authorities.

5.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of sensitive data in transit and at rest
• Regular security audits and assessments
• Access controls and employee training
• Secure payment processing systems
• Regular software updates and security patches

7. Your Rights Under UK GDPR

As a UK resident, you have the following rights regarding your personal data:

• Right to Access: Request copies of your personal data
• Right to Rectification: Request correction of inaccurate information
• Right to Erasure: Request deletion of your personal data
• Right to Restrict Processing: Request limitation of data processing
• Right to Data Portability: Request transfer of your data
• Right to Object: Object to certain processing activities
• Right to Withdraw Consent: Withdraw consent for processing

To exercise any of these rights, please contact us using the information provided in Section 11.

8. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law. Specific retention periods include:

• Course enrollment data: 7 years after course completion
• Payment information: 6 years for tax and accounting purposes
• Marketing communications: Until consent is withdrawn
• Website analytics: 26 months

9. International Data Transfers

While we primarily process data within the UK, we may transfer your personal information to countries outside the UK for specific services. When we do so, we ensure appropriate safeguards are in place, including:

• Adequacy decisions by UK authorities
• Standard contractual clauses
• Binding corporate rules
• Certification schemes

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly.

11. Contact Information

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by:

• Posting the updated policy on our website
• Sending email notifications to registered users
• Displaying prominent notices on our website

Your continued use of our services after such modifications constitutes acceptance of the updated Privacy Policy.

13. Complaints

If you believe we have not handled your personal data in accordance with this policy, you have the right to lodge a complaint with the UK's Information Commissioner's Office (ICO):